A big fat Indian wedding can make anyone feel like a movie star for a day—but for some, the price tag lingers far longer than the memories. CA Nitin Kaushik recently shared a post on X that’s now sparking serious conversations about how couples are drowning themselves in debt just to look rich for one grand day.
In his viral post, Kaushik wrote about a couple who splurged Rs 25 lakh on their wedding, financed mostly through a Rs 20 lakh loan. From designer outfits to drone shots and cinematic setups, they went all out for the perfect celebration. But the glitter faded fast. Three years later, the same couple is still buried under EMIs that have outlasted the excitement of their big day.
Kaushik pointed out that while the wedding was over in 24 hours, the financial burden will likely stretch for another 5–7 years, especially with interest rates between 12% and 24%. He called out how modern weddings have turned into performances—lavish, picture-perfect, and painfully expensive—while most people forget the financial hangover that follows.
He also highlighted that the average Indian wedding now costs between Rs 10 lakh and Rs 25 lakh. Many couples take smaller loans of Rs 1–5 lakh, but some, like the couple in his post, go overboard chasing that “dream wedding” image. The result? Years of repayment and regret.
Kaushik’s post resonated because it stripped away the glamour from what’s often seen as a once-in-a-lifetime event. His message was simple but powerful—peace of mind from a modest wedding is worth far more than a luxurious one that leaves you chained to EMIs. For many young couples, it’s the financial reality check they didn’t know they needed.
Interestingly, this financial caution comes at a time when India is entering one of its most extravagant wedding seasons yet. The third quarter of the year will see the economy thrive on massive marriage-related spending, riding the wave of record festive consumption and GST cuts. A study by Bank of Baroda estimated that festival and wedding expenses together could touch Rs 12–14 lakh crore this quarter, with weddings alone accounting for a staggering Rs 4.5–5 lakh crore.
In his viral post, Kaushik wrote about a couple who splurged Rs 25 lakh on their wedding, financed mostly through a Rs 20 lakh loan. From designer outfits to drone shots and cinematic setups, they went all out for the perfect celebration. But the glitter faded fast. Three years later, the same couple is still buried under EMIs that have outlasted the excitement of their big day.
Kaushik pointed out that while the wedding was over in 24 hours, the financial burden will likely stretch for another 5–7 years, especially with interest rates between 12% and 24%. He called out how modern weddings have turned into performances—lavish, picture-perfect, and painfully expensive—while most people forget the financial hangover that follows.
He also highlighted that the average Indian wedding now costs between Rs 10 lakh and Rs 25 lakh. Many couples take smaller loans of Rs 1–5 lakh, but some, like the couple in his post, go overboard chasing that “dream wedding” image. The result? Years of repayment and regret.
💸 They spent ₹25 lakh to look rich. Three years later, reality hit harder than any baraat beat.
— CA Nitin Kaushik (FCA) | LLB (@Finance_Bareek) November 10, 2025
A couple took a ₹20 lakh wedding loan—designer outfits, drone shots, the full filmi package.
The perfection lasted one day. But the EMIs?
Still haunting them three years…
Kaushik’s post resonated because it stripped away the glamour from what’s often seen as a once-in-a-lifetime event. His message was simple but powerful—peace of mind from a modest wedding is worth far more than a luxurious one that leaves you chained to EMIs. For many young couples, it’s the financial reality check they didn’t know they needed.
Interestingly, this financial caution comes at a time when India is entering one of its most extravagant wedding seasons yet. The third quarter of the year will see the economy thrive on massive marriage-related spending, riding the wave of record festive consumption and GST cuts. A study by Bank of Baroda estimated that festival and wedding expenses together could touch Rs 12–14 lakh crore this quarter, with weddings alone accounting for a staggering Rs 4.5–5 lakh crore.
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